New Homeownership Program application processes are on hold until further notice. Please check back then for more information, or email family@habitatphiladelphia.org with any questions.
Please visit our COVID-19 Resources page for a list of available services that may help during this time.
No matter who you are or where you come from, everyone deserves a decent place to live. Habitat for Humanity Philadelphia provides a hand-up, not a handout, to families in need. People in Habitat’s Homeownership Program partner to build brighter futures for themselves and their families. We work with individuals who might not otherwise qualify for a traditional mortgage.
Habitat builds and rehabs houses in the Philadelphia area, which are available for purchase with an affordable mortgage to people in our Homeownership Program. See if you are eligible below.
Please note: Habitat for Humanity Philadelphia is temporarily pausing acceptance of new homeownership program applications. If you have attended an in-person information session or online infosession and received a blank application from Habitat, please understand that we will not receive completed applications until we have reopened our program application acceptance period. When a new application acceptance period opens, we will contact anyone who already has an application in hand to let them know that they are able to submit their completed applications to Habitat.
Household income requirements are based on 30 (minimum) to 60 (maximum) percent of the 2018 HUD Area Median Income (AMI).
| Household Size | Minimum Household Income | Maximum Household Income |
|---|---|---|
| Household Size1 | Minimum Household Income$18,950 | Maximum Household Income$37,860 |
| Household Size2 | Minimum Household Income$21,650 | Maximum Household Income$43,260 |
| Household Size3 | Minimum Household Income$24,350 | Maximum Household Income$48,660 |
| Household Size4 | Minimum Household Income$27,050 | Maximum Household Income$54,060 |
| Household Size5 | Minimum Household Income$29,250 | Maximum Household Income$58,440 |
| Household Size6 | Minimum Household Income$31,400 | Maximum Household Income$62,760 |
| Household Size7 | Minimum Household Income$33,550 | Maximum Household Income$67,080 |
11 AM – 12 PM
Attend this Homeownership Program Information Session to learn more about Habitat Philadelphia’s homeownership program. We will be going over how Habitat for Humanity Philadelphia Homeownership Program works and share instructions for applying for open slots this October.
The typical time period for a family to complete the program is within 18-24 months, after which the purchase process begins. This timing depends on a variety of factors, including how long it takes a family to complete sweat equity requirements, Habitat’s construction schedule, and other considerations.
Our Family Services team is here to help keep you on track! We understand there may be bumps in the road, and we will work with you as a partner in your success.
Each individual or family in the Homeownership Program may be paired with a Family Advocate, a volunteer or Habitat homeowner who stays in touch with you throughout the program and supports your needs. They can even contribute sweat equity hours!
You can reach our Homeowner Services team at (215) 765-6000 x18 or by emailing family@habitatphiladelphia.org.