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Habitat for Humanity Philadelphia does not provide emergency home repairs.

If you or someone you know is in need of immediate assistance, please visit PHDC’s Basic Systems Repair Program for more information.

keeping homes and families warm, safe, and dry

the most affordable home is the one you already live in 

Habitat for Humanity Philadelphia’s Home Repair programs build on Habitat’s traditional partnership model using affordable payment options, sweat equity, and volunteer labor to work alongside homeowners to maintain safety and security in their homes, make necessary critical repairs, or pay utility bills.

Step 1.

Submit an Inquiry

Homeowners interested in the Home Repair Program are evaluated on the same core criteria as our Homeownership Program: 1.) need for repair services, 2.) willingness to partner with Habitat throughout the duration of the project, 3.) ability to repay the affordable loan (income requirements vary by repair program).

If you cannot inquire online, you can speak to a Habitat Staff Member by phone. Phone calls are returned only on Mondays and Fridays. Due to the volume of inquiries, your message may not be returned the same week. The quickest way to receive a reply is by completing the online form.
Step 2

Formal Application

A member of our staff will contact you to learn more about your housing or repair needs and discuss the eligibility requirements for our programs. If you meet the criteria for a specific program, you will be invited to formally apply. 

Step 3.

Home Assessment

Habitat conducts a virtual home assessment to determine if the home is a good fit for the Home Repair Program’s provided services.

Step 4.


If accepted, homeowners typically hear back from Habitat within 30 days with the project work scope and payment arrangements. Habitat’s Home Repair Coordinator meets with each accepted family to discuss the project and collect a deposit payment.

Step 5.

Project Completion

Upon the completion of the work scope, the Home Repair Coordinator meets again with the homeowner to sign off on the project.

Step 6.


The homeowner pays off a portion of the project cost in four equal installments based on their income. Loan amounts are determined on a sliding scale based on income to ensure affordability.

Don’t qualify? Need other forms of assistance?

Philadelphia Homeowner Resources