Habitat for Humanity Philadelphia provides a hand up, not a hand out, to hard-working families with low incomes who are willing to partner with us as homeowners. Habitat is a partnership between families, volunteers and donors working together to improve the living conditions of families in Philadelphia. Habitat homes are affordable due to zero interest mortgages, volunteer labor and community support.
Habitat partner families are carefully selected to ensure that they are well-prepared and qualified for Habitat homeownership. The selection process, building of the home, and sweat equity can take up to 24 months. Please click here to learn more about Habitat's homeownership program. If you have a more immediate need for housing, please consider these other organizations and resources.
Weatherization and Home Repair (WHRP)
The Weatherization and Home Repair Program expands on Habitat’s homeownership program to provide critical home repair, weatherization and façade improvement services to low-income homeowners in Philadelphia. Like Habitat’s traditional homeownership model, the WHRP combines a no-interest construction loan, homeowner participation (sweat equity) and volunteer labor to provide affordable housing solutions to low-income families. Learn more about our Weatherization and Home Repair Program here.
The Other Carpenter (TOC)
The Other Carpenter (TOC) is our home repair program that assists low-income homeowners residing in the East and West Parkside, Belmont, Mantua and Cathedral Park communities of West Philadelphia in the overall maintenance and improvement of their homes. TOC has completed more than 750 projects since 2001 with the help of volunteers and engaged community members. TOC's repair program is based on Habitat's traditional model of homeowner participation, in which the homeowner works with staff and volunteers on repairs and improvements, and contributes is responsible for 25% of the cost of materials. Learn more here.