Homeownership Program

Homeownership Program at Habitat Philadelphia

Homeownership Program

Interested in applying to Habitat Philadelphia's Homeownership Program?  Please read this entire page for important information that you need to know before applying!

Information Sessions are held each month for interested applicants to learn more about the homeownership program. Attending an information session about the homeownership program is REQUIRED in order to receive an application and apply for the program.  You do not need to bring anything to the information session.  Scroll down for upcoming information session dates!  

Families are selected for the homeownership program based on the following criteria:

1. A need for housing:  Examples include living in an overcrowded home, paying a high percentage of monthly income towards rent, or living in unsafe conditions.

2. Ability to Repay the Mortgage:  applicants must meet 2015 income guidelines to ensure they are able to pay a monthly mortgage (see 2014 guidelines below).  Applicants must also demonstrate a history of good credit – bad debt (items in collections or not being paid on) must not exceed $2,500.

Household Size

Minimum 
Income

Maximum 
Income

1

$16,600

$33,120

2

$18,950

$37,860

3

$21,300

$42,600

4

$23,650

$47,280

5

$25,550

$51,120

6

$27,450

$54,900

*Note: 2015 guidelines are not available until December.  Above guidelines are for 2014.  Please check back in January 2015 for updated guidelines!

3. Willingness to Partner:  Accepted applicants must fulfill 350 “sweat equity” hours of volunteer work on our construction sites, working at our ReStore, and participating in required homeowner workshops.

Applicants who meet the above criteria may be selected for a home visit and be interviewed by two or three members of Habitat's Family Selection Committee.  The purpose of the home visit is to learn more about a family's current living situation in order to assess their need for housing and to answer any additional questions the family might have about Habitat.  After conducting home visits, the Family Services Committee will select families who meet all of the qualifications and who have the greatest need for housing.

UPCOMING INFORMATION SESSIONS:

NOTE: All sessions are on a first-come, first-served basis.  Please do not RSVP.  

Thursday, November 6th, 2014, 7:00pm—8:00pm at People for People Charter School, 800 N. Broad St., 19130 (Entrance on Brown St.) *Wheelchair Accessible Session

Saturday, January 10th, 2015, 9:30am—10:30am at Church of Christian Compassion, 6150 Cedar Ave., 19143 *Wheelchair Accessible Session

Saturday, March 7th, 2015, 9:30am—10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121 *Space limited to 40 people; first come-first serve!

Saturday, April 11th, 2015, 9:30am—10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121 *Space limited to 40 people; first come-first serve!

Thursday, May 7th, 2015, 6:30pm—7:30pm at St. Luke’s and the Epiphany Episcopal Church, 330 S. 13th St., 19107 *Limited parking; public transit suggested!!

Saturday, June 6th, 2015, 9:30am – 10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121  *Space limited to 40 people; first come-first serve!

Thursday, July 6th, 2015, 7:00pm—8:00pm at People for People Charter School, 800 N. Broad St., 19130 (Entrance on Brown St.) *Wheelchair Accessible Session

NOTE: All sessions are on a first-come, first-served basis.  Please do not RSVP.  

FEDERAL CREDIT EQUAL OPPORTUNITY ACT

Habitat for Humanity Philadelphia partner family selections are made in compliance with the Federal Credit Equal Opportunity Act on an impartial an non-discriminatory basis.  Race, color, national origin, marital status, familial status, sexual orientation, age, religion and disability play no part in the choice. 

QUESTIONS? 

To learn more about the Habitat for Humanity Philadelphia homeownership program, contact our Family Services Coordinator at family@habitatphiladelphia.orgPlease include your full name and mailing address in the email if you would like us to send a packet of information about how the program works.