Homeownership Program

Homeownership Program at Habitat Philadelphia

Homeownership Program

Interested in applying to Habitat Philadelphia's Homeownership Program?  Please read this entire page for important information that you need to know before applying!

  1. During selection periods, Habitat Philadelphia will host information sessions where applications are distributed, once interested families attend and learn more about the program. Beginning in April 2014 these information sessions will occur each month.  Attending an information session about the homeownership program is REQUIRED in order to receive an application and apply for the program.  Scroll down for upcoming information session dates beginning in April!  You do not need to bring anything to the information session. We will explain how to program works and hand out applications, but you do not have to turn anything in at the info session. All applicants must pay a $20 non-refundable application fee. This fee will be due at the time you turn in your application, NOT at the Information sessions.
  2. Applicants who have fair to excellent credit may be selected for a home visit and be interviewed by two or three members of Habitat's Family Selection Committee.  The purpose of the home visit is to learn more about a family's current living situation in order to assess their need for housing and to answer any additional questions the family might have about Habitat.
  3. Applicants must meet specific requirements in order for their application to be considered:
    1. A need for housing, which means currently housing conditions are substandard, overcrowded, unsafe, or too expensive in relation to a family’s monthly income.
    2. The ability to pay a monthly mortgage with a demonstrable history of income (see #5 below for income guidelines)
    3. A willingness to partner. Partner families must fulfill 350 “sweat equity” hours of volunteer work, both on our construction sites working on their home and other partner families’ homes, working at our ReStore, and participating in required workshops and educational classes.
  4. Once approved, the selected families and Habitat Philadelphia sign a "Partnership Agreement."  Because there are many more applicants than available homes, the Family Services Committee will select families who meet all of the qualifications and who have the greatest need for housing.
  5. 2014 Income Guidelines are as follows:
  6. Household Size

    Minimum
    Income

    Maximum
    Income

    1

    $16,600

    $33,120

    2

    $18,950

    $37,860

    3

    $21,300

    $42,600

    4

    $23,650

    $47,280

    5

    $25,550

    $51,120

    6

    $27,450

    $54,900

 

Upcoming Information Sessions:

Saturday, April 5th, 2014, 9:30am—10:30am at Church of Christian Compassion, CDC, 6150 Cedar Ave., 19143.  *Wheelchair Accessible Session

Saturday, May 3rd, 2014, 9:30am—10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121  *Space limited to 40 people

Thursday, June 5th, 2014, 6:30pm—7:30pm at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121  *Space limited to 40 people

Thursday, July 10th, 2014, 6:30pm—7:30pm at St. Luke’s and the Epiphany Episcopal Church, 330 S. 13th Street, 19107  *Wheelchair Accessible Session *Limited parking available; Public transit suggested!

Saturday, September 6th, 2014, 9:30am—10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121  *Space limited to 40 people

Saturday, October 4th, 2014, 9:30am—10:30am at Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121  *Space limited to 40 people

Thursday, November 6th, 2014, 7:00pm—8:00pm at People for People Charter School, 800 N. Broad St., 19130 (Entrance on Brown St.) *Wheelchair Accessible Session

Federal Credit Equal Opportunity Act

Habitat for Humanity Philadelphia partner family selections are made in compliance with the Federal Credit Equal Opportunity Act on an impartial an non-discriminatory basis.  Race, color, national origin, marital status, familial status, sexual orientation, age, religion and disability play no part in the choice. 

Questions?

To learn more about the Habitat for Humanity Philadelphia homeownership program, contact our Family Services Coordinator at family@habitatphiladelphia.org.  Please include your full name and mailing address in the email if you would like us to send a packet of information about how the program works.