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Homeownership Program

Homeownership Program at Habitat Philadelphia

Homeownership Program

Interested in applying to Habitat Philadelphia's Homeownership Program? Please read this entire page for important information that you need to know before applying!

Information Sessions are held each month for interested applicants to learn more about the homeownership program. Attending an information session about the homeownership program is REQUIRED in order for an application to be considered complete. Scroll down for upcoming information session dates!  

Families are selected for the homeownership program based on the following criteria:

1. A need for housing: Examples include living in an overcrowded home, paying a high percentage of monthly income towards rent, or living in unsafe conditions.

2. Ability to Repay the Mortgage: Applicants must meet current income guidelines to ensure they are able to pay a monthly mortgage (see 2015 guidelines below). Applicants must also demonstrate a history of good credit – bad debt (items in collections or not being paid on) must not exceed $2,500.

Household 
 Size

Minimum  
Income

Maximum  
Income

1

$16,900

$33,800

2

$19,300

$38,600

3

$21,700

$43,400

4

$24,300

$48,200

5

$28,440

$52,000

6

$32,580

$55,920

3. Willingness to Partner:  Accepted applicants must fulfill 350 “sweat equity” hours of volunteer work on our construction sites, working at our ReStore, and participating in required homeowner workshops.

Applicants who meet the above criteria may be selected for a home visit and be interviewed by two or three members of Habitat's Family Selection Committee. The purpose of the home visit is to learn more about a family's current living situation in order to assess their need for housing and to answer any additional questions the family might have about Habitat. After conducting home visits, the Family Services Committee will select families who meet all of the qualifications and who have the greatest need for housing.

UPCOMING INFORMATION SESSIONS:

Saturday, June 18th, 2016 9:30am — 10:30am
Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121 
Space limited; first come, first served (no RSVP)!

Thursday, July 7th, 2016 6:30pm — 7:30pm
St Luke’s and the Epiphany Episcopal Church, 330 S. 13th St., 19107
Limited parking; public transit suggested!

Saturday, July 9th, 2016, 9:30 am—10:30 am
Church of Christian Compassion, 6150 Cedar Ave., 19143
Wheelchair accessible

Thursday, August 4th, 2016, 6:30pm—7:30pm
St Luke’s and the Epiphany Episcopal Church, 330 S. 13th St., 19107
Limited parking; public transit suggested!

Saturday, August 6th, 2016, 9:30am—10:30am
Habitat for Humanity Philadelphia, 1829 N. 19th St., 19121 
Space limited; first come, first served (no RSVP)!

NOTE: All sessions are on a first-come, first-served basis.  Please do not RSVP.

FEDERAL CREDIT EQUAL OPPORTUNITY ACT

Habitat for Humanity Philadelphia partner family selections are made in compliance with the Federal Credit Equal Opportunity Act on an impartial an non-discriminatory basis.  Race, color, national origin, marital status, familial status, sexual orientation, age, religion and disability play no part in the choice. 

QUESTIONS? 

To learn more about the Habitat for Humanity Philadelphia homeownership program, contact our Family Services Coordinator at family@habitatphiladelphia.org.  Please include your full name and mailing address in the email if you would like us to send a packet of information about how the program works.